Insurance Customer Service Skills & Customer Service Support – Top Insurance Clients

Business success is dependent on a variety of factors –

a realistic business idea, a well thought-out business plan, an appropriate marketing strategy and great customer service are amongst the top ones. While customer service is a part of marketing, it can be segregated as a separate field on its own. It’s important to define the term customer service before we proceed. Customer service includes all aspects of interaction with a customer and speaks to the organization’s image in the mind of a customer.

A customer provides an organization with that most organic of all advertising tools –

word of mouth advertising. A happy and satisfied customer is much more likely to send more customers your way. Further, there is the potential for repeat business, which is the backbone of many businesses. It is obvious that a customer who has been provided with a product or service that he or she desired in the ideal way, would build a relationship with the seller.

Further customer relationship management teaches the business where there are flaws in the system and provides valuable customer feedback. When a business receives feedback, it is able to see the customer’s image of the organization and the impression of its services. This tool is invaluable in correcting systems as well as image management for the business. It is also an outsider’s perspective, which provides the business owner or management a unique insight.

Additionally, a satisfied customer would be more likely to participate in activities that help to generate customer preference data. This data goes back to the marketing function in assisting the organization to better target and attract it potential customers.

In fact, it would not be a stretch to say that without good customer service, a business would not survive. The old adage ‘The customer is always right’ has been the foundation of many an organization and what it really means is that keeping customers happy is the foremost principle of any business. The reason for the survival of many small businesses in a tough and competitive market is their ability to provide personalized customer service. It is the human touch that warms and enlivens an organization in the customer’s mind and goes towards building a relationship. This relationship is the basis of future growth for a business.

Regular and sustained interaction with a customer ensures that the customer feels connected with the business. For instance, a small pub owner who chats with his customers and knows them by name builds a relationship with them. Further, when he makes sure that their regular bartender makes their drinks and the food is fresh and hot, he is providing customer service. The customers have a good experience and feel that the establishment treated them well. Once an organization grows or goes online, there is less potential for this face-to-face interaction and then the business must find creative ways to ensure customer satisfaction.

The role of customer service to a business, online or offline, is essential to its growth and survival.

William King is the director of Wholesalers & Drop Shipping Trade Suppliers
, Trade Wholesale Suppliers Directory
, and Drop Shippers & Wholesale Drop Shipping Products Directory
. He has 18 years of experience in the marketing and trading industries and has been helping retailers and startups with their product sourcing, promotion, marketing and supply chain requirements.

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It is very under emphasized the importance of learning customer service skills to maintain top insurance clients. Without customer service support there is no reason for the insurance customer to give an agent additional business or referrals. See how insurance customer service skills apply to your sales. Selling insurance to a new client is never a one shot deal. Do not miss the boat.

Building insurance customer service skills begin before you leave your new client’s home. You can start this by giving your client the feeling of being able to rely on you. That means you leave all the means of receiving customer service with your client. This includes your email address, website address, business phone number, business address, and your cell phone number if you have one devoted to insurance business. You should have this all pre-printed on a note sheet you give them.

Better yet is worthwhile to have a small brochure made up with your insurance specialization on it, and describe the MAIN benefits you provide. A new client is very likely to lose a business card, but will take care to file your brochure with the new insurance policy. Here is an insurance customer service skill your competitors do not use and you should. On your brochure front-page headline print boldly, “Do not let another insurance agent replace this policy, call me first.” You would be surprised how much fear this will impose in a competitor sneaking in and knocking out your coverage. They know that attempting to do so means the policy owner may contact you, giving you the opportunity to save the work you have done. Moreover, I doubt your competitors have a similar astonishing awareness signal on their card, flyer, or brochure.

The next phase of mastering customer service skills requires the use of transparent recognition and selling. This means communicating with your insurance clients in a timely, consistent manner. There are two key ways to do this. First, is thru mailing and second is with emailing. You can pester and irate clients by too much time consuming pressure phone calling. However, it is very difficult to kill a customer with kindness. Kindness is portrayed by a genuine caring about your client, and providing helpful information.

Mailing to Clients As your insurance sales career progresses, the more valuable you will see your present clients are to you. It is not usual for additional business from the client and their family to account for 20% of your new sales. Using these two additional customer service skills of communication it will raise much higher. You determine exactly how many times a year you mail your client a card. NOT on suggesting, they buy more insurance because they are getting older. You have their birthday, New Years, Fourth of July, Labor Day to just name four. This is not overkill; always just include your card, nothing more. This lets them know you are still in the insurance business, and automatically to call you instead of someone else if an insurance need arises.

Emailing your Clients A newsletter is easy to produce. It should be used to provide clients information they may not know about. If you find it hard to write, simply use a helpful insurance, motivational, or inspirational article. Suggest they visit your revised website, and provide a link. The website is where you do your reasons why clients need and benefit from this or that insurance. Keep the communication links flowing by emails and cards. In turn, requests for additional coverage opportunities will come to you, along with a few referrals.

Customer Service Support It is amazing, that after a commission is earned how few sales people want to provide customer service. It must be, an agent thinks of a complaint as a personal attack. While the client is not always right, think of what the loss of this customer can cause. It is very true that making a client mad can cost you 20 sales. Especially if the client has internet knowledge on how to get a complaint article posted right underneath the agents internet site. I was sold an expensive excavator for my property and inquired about service support. Their feedback was negative. When I spoke to the sales agent and his supervisor about the damage I could cause with just an article, they asked me if it was a threat. I told them no, but to view it as a reality. Immediately they had an attitude adjustment. My customer service support is now being handled to my satisfaction, as the company realizes the potential reputation damage they could suffer.

Your customer does not want to hang you. You just calmly use negotiation skills. Saying, “What could I do to resolve this problem?” “Please help me by naming three things.” The problem could be a misunderstanding of coverage or premium costs, or often merely bad advice comments from a relative. Do not procrastinate to settle the problem. (I rename problems as misunderstandings) Service satisfaction actually means you now have a stronger client than you ever had. If you provide the proper support, take the challenge of turning a complaint into a selling situation. It could be as simple as an increase in term insurance premiums, where you now give a cash value and term insurance solution.

It is great to gain selling skills where you can write new policies on new clients consistently. You have to remember however that you have just laid out potential food for a preying competitive insurance agent. Treating your customers with top notch mail and email service support will keep the wolves away. Your current customers are your next top insurance clients.

Well published author, Don Yerke likes to concentrate on what you don’t know or what no one else dares to print. Tell it like it is.

Watch for his new paperback book debuting on Amazon early this summer. It is loaded with great insurance marketing and recruiting information.

Come and get your FREE “Think and Grow Rich” Ebook by Napoleon Hill instantly. The website address is http://www.agentsinsurancemarketing.com

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